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Why LoanCheatSheet?

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Most calculators show one number. We show every number that matters — so you can make smarter, more confident financial decisions.

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5 price points × 5 rates in one table. See every scenario before you offer.
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Rate buydown, negotiation, cash optimizer, closing costs — all built in.
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For Home Buyers
See every scenario
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Know your leverage
Price cut vs. rate buydown — see which saves more.
$
Understand true cost
P&I, taxes, PMI & closing costs in one view.
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Understand how rate changes, price shifts & down payment affect your long-term wealth.
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Live rates for lenders
Embed your rate sheet. Clients see your rates.
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Turn calculator users into qualified clients.
Drive smarter client decisions
Clients who understand their numbers close faster and refer more.
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What's included

FeatureFreeProEnterprise
Full mortgage payment matrix
All calculator tools
Shareable link
LoanCheatSheet branded PDF
White-label branding with your logo
Save & name scenarios
Embed tool in your website
Live rate integration
Advertising & lead capture
Team seats & custom domain
Pro PDF Export Example

What your clients receive

Branded, one-page PDF with payment matrix, sensitivity analysis & lender rate sheet.

Sarah Mitchell
Sarah Mitchell
Senior Loan Officer · Homeward Mortgage
📞 (310) 555-0182 ✉ sarah@homewardmortgage.com NMLS #248710
Client Report
Mortgage Payment Matrix
Purchase Price
$750,000
Down Payment
$150,000 (20%)
Loan Amount
$600,000
Monthly P&I ★
$3,842
Monthly P&I Payment Matrix  (★ = your scenario)
Price / Rate 6.375%6.500%6.625% ★6.750%6.875%
$700k$3,494$3,540$3,586$3,632$3,679
$725k$3,618$3,666$3,714$3,762$3,810
$750k ★$3,743$3,792$3,842 ★$3,892$3,942
$775k$3,868$3,919$3,970$4,021$4,073
$800k$3,993$4,045$4,098$4,151$4,204
Today's Rates
Homeward Mortgage · May 28, 2026
6.625%
30-yr Fixed
6.125%
15-yr Fixed
6.375%
5/1 ARM
Rates subject to credit approval. APR may differ. Contact Sarah for a personalized quote.
What moves your payment?
ScenarioMonthly P&Ivs. Your Scenario
★ Your scenario — $750,000 @ 6.625% — $3,842/mo
−$25k price ($725,000)$3,714($128)/mo
+$25k price ($775,000)$3,970+$128/mo
★ Your scenario — 6.625% rate — $3,842/mo
−0.125% rate (6.500%)$3,792($50)/mo
+0.125% rate (6.750%)$3,892+$50/mo
Buy your rate down to 6.375% for just $6,000
Save $99/mo · Break-even in 5.1 yrs · $29,640 saved over 30 yrs
Ask Sarah About This →
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